Atome is a “buy now, pay later” mobile app that splits your bill into three equal payments over three months. The mobile app is free to download and free to use for consumers: Atome charges zero interest and zeroes service fees.
Important note:
1. A processing fee of 10.80% will be applied automatically during each checkout. Fees vary and may change from time to time.
2. Atome payment method in SEAGM is only supported under MYR, SGD, IDR, THB, PHP and HKD currency.
3. The minimum spending for each currency will be as below:
| Currency | Minimum spending |
| Malaysia | MYR 10.00 |
| Singapore | SGD 1.50 |
| Indonesia | IDR 50,000.00 |
| Thailand | THB 20.00 |
| Philippines | PHP 100.00 |
| Hong Kong | HKD 15.00 |
Step 1: Choose the item you want to purchase, then click 'buy now'. Click "Pay Now" at the checkout page to be directed to the next page.
Step 2: On the Payment page, select "Online Payment" then choose "Atome" under the E-wallet category and click on "Pay Now" to proceed.
Step 3: A QR code will be generated once the order is created and should only be used for payment ONCE. Scan the QR Code with your Atome App.
Step 4: Once the transaction is completed, you may view your order status under "My Orders" in your SEAGM profile.